--- title: How to Deposit Funds with a Debit Card description: Fund your MetroTrade account with a debit card. See how to link your card, complete verification, and when your deposit is available to trade. --- [Skip to content](https://help.metrotrade.com/kb/how-to-deposit-funds-with-a-debit-card#main-content) English Show submenu for translations [![MetroTrade](https://help.metrotrade.com/hs-fs/hubfs/logo3-1.png?width=225&height=39&name=logo3-1.png)](https://metrotrade.com/) Open main navigation Close main navigation - English Show submenu for translations - [MetroTrade.com](https://www.metrotrade.com/) [MetroTrade.com](https://www.metrotrade.com/) How can we help you? - There are no suggestions because the search field is empty. 1. [KnowledgeBase](https://help.metrotrade.com/kb?hsLang=en) 2. [Funding & Withdrawals](https://help.metrotrade.com/kb/funding-withdrawals?hsLang=en) # How to Deposit Funds with a Debit Card ## Debit card is one of the fastest ways to fund your MetroTrade trading account. This article covers how to link a card, complete verification, and make a deposit. ### **Before You Start** - Debit card deposits are limited to $5,000 per 24-hour period, with a $5 minimum. - You can link one debit card at a time. - The name on your debit card must match the name on your trading account. MetroTrade can't update your trading account name to match a debit card, so the card needs to match the account, not the other way around. You may notice NinjaTrader or Tradovate referenced at some point during the funding process. This is expected: they're MetroTrade's FCM (futures commission merchant), the firm that handles clearing and custody of funds behind the scenes. ### **Linking Your Debit Card** 1. On your account dashboard, click **Transfer Funds** in the left-hand sidebar. 2. In the Transfer Funds panel, select **Debit Card**. 3. You'll be asked to verify your identity. Click **Continue** to receive an access code by email, then enter it to authorize your device. ![Screenshot 2026-10-27 092731-1](https://help.metrotrade.com/hs-fs/hubfs/Screenshot%202026-10-27%20092731-1.png?width=337&height=164&name=Screenshot%202026-10-27%20092731-1.png) ![Screenshot 2026-10-27 092828-1](https://help.metrotrade.com/hs-fs/hubfs/Screenshot%202026-10-27%20092828-1.png?width=340&height=211&name=Screenshot%202026-10-27%20092828-1.png) 4. Review and agree to the Risk Disclosure and Customer Authorization form, then enter your name exactly as it appears on your trading account. ![Screenshot 2026-10-27 093050-1](https://help.metrotrade.com/hs-fs/hubfs/Screenshot%202026-10-27%20093050-1.png?width=341&height=443&name=Screenshot%202026-10-27%20093050-1.png) 5. Enter your card details. Most major issuers are accepted, including Visa, Mastercard, American Express, and Discover. ![Screenshot 2026-10-27 100958](https://help.metrotrade.com/hs-fs/hubfs/Screenshot%202026-10-27%20100958.png?width=368&height=282&name=Screenshot%202026-10-27%20100958.png) 6. Click **Add Debit Card**. Once your card is verified and registered, it appears as an option in the Debit Card selector on the Transfer Funds page. To confirm it's linked, go to Transfer Funds and check the "From" column for your card number. ### **Additional Verification** Some debit cards require an extra verification step before they can be used to fund your account. If this applies to your card, click **Proceed**, then hold your card up to your device's camera so it can be verified. If you don't have access to a working camera, fund your account using an alternative method, such as wire transfer or ACH, instead. ### **Making a Deposit** 1. On the Transfer Funds page, select **Debit Card** under "From," and your trading account under "Going To." ![Screenshot 2026-10-27 101444](https://help.metrotrade.com/hs-fs/hubfs/Screenshot%202026-10-27%20101444.png?width=433&height=226&name=Screenshot%202026-10-27%20101444.png) 2. Enter the amount you want to deposit. 3. Select **Confirm and Transfer**. ### **Understanding Funds in Transit (FIT)** Debit card deposits may be available for trading before they fully settle. This is called Funds in Transit (FIT): up to $2,500 of a new deposit can be made available for trading right away, even though it isn't yet part of your settled cash balance. A few things to know about FIT: - FIT funds aren't counted in your Net Liquidating Value (NLV) until they settle. - You'll be asked to review and accept a risk disclosure before a debit card deposit is processed. - If your deposit is returned or rejected, any buying power granted through FIT is reversed, and open positions relying on that margin may be liquidated. - You can only submit one FIT transfer per day. If a deposit isn't made available immediately through FIT, it follows a standard processing timeline instead: deposits submitted before 6:00 PM Central are typically available for trading by 7:00 AM Central the following business day, after one business day of processing. For example, a deposit placed before 6:00 PM on a Monday would process on Tuesday and be available to trade by 7:00 AM on Wednesday. - [Account Information](https://help.metrotrade.com/kb/account-information?hsLang=en#main-content) - [Account Eligibility](https://help.metrotrade.com/kb/account-information?hsLang=en#account-eligibility) - [Account Management / Profile](https://help.metrotrade.com/kb/account-information?hsLang=en#account-management-profile) - [Account Statements & Reporting](https://help.metrotrade.com/kb/account-information?hsLang=en#account-statements-reporting) - [Funding & Withdrawals](https://help.metrotrade.com/kb/funding-withdrawals?hsLang=en#main-content) - [Legacy FCM Accounts (Dorman Trading)](https://help.metrotrade.com/kb/funding-withdrawals?hsLang=en#legacy-fcm-accounts-dorman-trading) - [MetroTrade Platform](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#main-content) - [Getting Started](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#getting-started) - [Charting](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#charting) - [Order Entry & Trade Execution](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#order-entry-trade-execution) - [Position & Risk Management](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#position-risk-management) - [Market Data & Watchlists](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#market-data-watchlists) - [Mobile App](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#mobile-app) - [Troubleshooting](https://help.metrotrade.com/kb/metrotrade-platform?hsLang=en#troubleshooting) - [Pricing & Fees](https://help.metrotrade.com/kb/pricing-fees?hsLang=en) - [Margins & Trading Info](https://help.metrotrade.com/kb/margins-trading-info?hsLang=en#main-content) - [Margin & Risk](https://help.metrotrade.com/kb/margins-trading-info?hsLang=en#margin-risk) - [Trading Hours & Market Schedule](https://help.metrotrade.com/kb/margins-trading-info?hsLang=en#trading-hours-market-schedule) - [About MetroTrade](https://help.metrotrade.com/kb/about-metrotrade?hsLang=en) - [MetroTrader Platform (Legacy)](https://help.metrotrade.com/kb/metrotrader-platform-legacy?hsLang=en#main-content) - [MetroTrader Web](https://help.metrotrade.com/kb/metrotrader-platform-legacy?hsLang=en#metrotrader-web) - [MetroTrader App](https://help.metrotrade.com/kb/metrotrader-platform-legacy?hsLang=en#metrotrader-app) - [Troubleshooting](https://help.metrotrade.com/kb/metrotrader-platform-legacy?hsLang=en#troubleshooting) - [Products & Specs](https://help.metrotrade.com/kb/products-specs?hsLang=en#main-content) - [Product Information](https://help.metrotrade.com/kb/products-specs?hsLang=en#product-information) - [Contract Specs](https://help.metrotrade.com/kb/products-specs?hsLang=en#contract-specs) [![MetroTrade](https://help.metrotrade.com/hs-fs/hubfs/mt-fb-profile.png?width=50&height=50&name=mt-fb-profile.png "MetroTrade")](https://metrotrade.com) Chicago, IL USA [mailto:support@metrotrade.com](mailto:support@metrotrade.com) Copyright © 2026, MetroTrade